Specialist Mortgages

Whether you are an experienced landlord or a first time buy to let investor we can provide you tailored mortgage advice to suit your property investment plans. 

Lender criteria and policy has become more technical in this area of the market so it is essential to have an experienced broker with access to both highstreet and specialist lenders.

The market has developed and changed significantly in recent years and lenders have reacted by offering specialist mortgages to cater for the various types of investors.  

We can assist and have experience of dealing with limited company buy to let, portfolio landlords, student lets, HMO and multiple units on one title properties.  

Contact us today to understand your buy to let options.

Not all clients fit standard lender criteria which is where having us on your side really helps. At Faye Richards Private Finance we understand how best to present complex income scenarios to lenders such as income derived from self employment, bonuses, investments or on a contractor basis.  We also have extensive experience dealing with clients who are non UK nationals currently on a visa or expats based overseas.

Following an initial consultation to understand your situation we will advise what your borrowing capacity is and what documentation and information will be needed by the lender.

We understand what an Underwriter looks for and how best to package a case so that your lending profile is considered in the very best light. Through lender relationships we have the ability to discuss your application in advance, working with highstreet and specialist lenders, plus private banks, to get you a bespoke arrangement to suit your mortgage needs.